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    <title>Ask the Agent</title>
    <link>http://www.bnet.com/5799-19697-0.html?type=18</link>
    <description>Blog Recent Discussion Activity</description>
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      <title>RE: Nicolas Cage: Foreclosure for 'National Treasure' star</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/nicolas-cage-foreclosure-for-national-treasure-star/1197/#18814_91333</link>
      <description>what a shame, how do these people who appear to make so much money , get into this mess. why not have a trusted family member handle all the paying of bills or why not rent out a house before you go into foreclosure. you know now that he has filed for foreclosure, and it is all over the news, when you are out to dinner, and you give the cashier your credit card you are never looked at the same,</description>
      <pubDate>Wed, 18 Nov 2009 18:23:10 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/nicolas-cage-foreclosure-for-national-treasure-star/1197/#18814_91333</guid>
      <dc:date>2009-11-18T18:23:10Z</dc:date>
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      <title>RE: Nicolas Cage: Foreclosure for 'National Treasure' star</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/nicolas-cage-foreclosure-for-national-treasure-star/1197/#18814_91142</link>
      <description>Nicolas Cage, like many Americans doesn't know when to stop &amp;lt;br&amp;gt;spending.  Now we are a Nation drowning in foreclosures and &amp;lt;br&amp;gt;repossessions (see &amp;lt;a href=&amp;quot;http://www.repofinder.com&amp;quot; target=&amp;quot;_blank&amp;quot;&amp;gt;http://www.repofinder.com&amp;lt;/a&amp;gt;).  It must be &amp;lt;br&amp;gt;bad when even Nicolas Cage's National Treasure is Gone in 60 &amp;lt;br&amp;gt;Seconds.</description>
      <pubDate>Wed, 18 Nov 2009 06:35:36 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/nicolas-cage-foreclosure-for-national-treasure-star/1197/#18814_91142</guid>
      <dc:date>2009-11-18T06:35:36Z</dc:date>
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      <title>RE: Most Effective Home Improvements for Home Sellers</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/most-effective-home-improvements-for-home-sellers/1149/#18428_90637</link>
      <description>Good article&amp;lt;br&amp;gt;I have a home improvement business in england and whats happening with you guys in US is also happening here.&amp;lt;br&amp;gt;That is our customers are making improvements in their homes, i.e. new kitchen, bathroom, new carpets, etc as oppposed to selling and moving</description>
      <pubDate>Sat, 14 Nov 2009 16:28:27 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/most-effective-home-improvements-for-home-sellers/1149/#18428_90637</guid>
      <dc:date>2009-11-14T16:28:27Z</dc:date>
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    <item>
      <title>RE: Most Effective Home Improvements for Home Sellers</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/most-effective-home-improvements-for-home-sellers/1149/#18428_89199</link>
      <description>What does &amp;quot;clean and declutter&amp;quot; mean-check out HomeGain's Home Sale Maximizer for a complete check list:&amp;lt;br&amp;gt;&amp;lt;a href=&amp;quot;http://www.homegain.com/sellertools&amp;quot; target=&amp;quot;_blank&amp;quot;&amp;gt;http://www.homegain.com/sellertools&amp;lt;/a&amp;gt; (click on clean and declutter)&amp;lt;br&amp;gt;OR&amp;lt;br&amp;gt;&amp;lt;a href=&amp;quot;http://www.homegain.com/sellertools/tips/clean&amp;quot; target=&amp;quot;_blank&amp;quot;&amp;gt;http://www.homegain.com/sellertools/tips/clean&amp;lt;/a&amp;gt;</description>
      <pubDate>Thu, 05 Nov 2009 21:00:42 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/most-effective-home-improvements-for-home-sellers/1149/#18428_89199</guid>
      <dc:date>2009-11-05T21:00:42Z</dc:date>
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    <item>
      <title>RE: Dos and Don'ts of a 1031 Exchange</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/dos-and-donts-of-a-1031-exchange/959/#17112_88460</link>
      <description>Actually, you can &amp;quot;avoid&amp;quot; the capital gain if you hold the property till death (per section 1014 of the IRC).</description>
      <pubDate>Mon, 02 Nov 2009 14:41:32 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/dos-and-donts-of-a-1031-exchange/959/#17112_88460</guid>
      <dc:date>2009-11-02T14:41:32Z</dc:date>
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    <item>
      <title>RE: How Do Your Property Taxes Stack Up?</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/how-do-your-property-taxes-stack-up/1132/#18205_88242</link>
      <description>I live in TX (#1 on the list above), and my parents live in AL (#49 on the list). In fact I pay around double the property taxes they pay. That doesn't sound too crazy until you realize that I live in a 792 SF condo and they live in a 10,000SF house worth almost 10 times what my property is valued! But thank God I don't live in NY or NJ where people who inherit paid off homes are forced to sell because they can't afford the property taxes. &amp;lt;a href=&amp;quot;http://blog.itechtalk.com/2009/virility-ex-review&amp;quot;&amp;gt;Virility Ex&amp;lt;/a&amp;gt;&amp;lt;br&amp;gt;</description>
      <pubDate>Sat, 31 Oct 2009 10:42:35 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/how-do-your-property-taxes-stack-up/1132/#18205_88242</guid>
      <dc:date>2009-10-31T10:42:35Z</dc:date>
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    <item>
      <title>RE: How Do Your Property Taxes Stack Up?</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/how-do-your-property-taxes-stack-up/1132/#18205_88208</link>
      <description>It limits increases in taxes by individual taxing districts to 1 percent annually.  For example, if a city received $1 million in property taxes one year, it can only receive $1.01 million the next year, plus any tax revenues generated by new construction added to the tax rolls in the past year.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;&amp;lt;a href=&amp;quot;http://ezinearticles.com/?Absolute-Acai-Berry-Review---Does-Absolute-Acai-Berry-Make-You-Lose-Weight?&amp;amp;id=3041392&amp;quot;&amp;gt;Absolute Acai Berry&amp;lt;/a&amp;gt;&amp;lt;br&amp;gt;</description>
      <pubDate>Sat, 31 Oct 2009 06:09:16 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/how-do-your-property-taxes-stack-up/1132/#18205_88208</guid>
      <dc:date>2009-10-31T06:09:16Z</dc:date>
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      <title>RE: How Do Your Property Taxes Stack Up?</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/how-do-your-property-taxes-stack-up/1132/#18205_88046</link>
      <description>Those figures on Louisiana property taxes are a bit misleading(although they may be accurate). In Louisiana, the first $75,000 of the value of your home is exempt from property taxes. Those Parishes (counties) are largely rural and have high poverty rates, so a large percentage of homes there are valued below, or only slightly above, the $75,000 homestead exemption. The property tax rates there could be very high, but the high number of low valued homes makes it seem like the rates are low on average. Most Parishes do not have particularly low property tax rates. For instance, in Orleans Parish, my home has an assessed value of $365,000 and I pay around $3,500 in property taxes. That's not terrible, by itself, but I certainly don't get much bang for my buck either (thanks to our brilliant mayor &amp;amp; council....see: sarcasm). That's not the only tax-like expenses I have though. Because our tax dollars don't seem to be used to keep our neighborhoods safe or our streets in good repair, many neighborhoods like mine are forced to pay for their own security patrols and street repairs (police NEVER patrol my neighborhood &amp;amp; GIANT potholes take decades to be fixed if you wait for the city to fix them). So, I have to pay an additional $2,400 in neighborhood association fees or lose my home. So my total tax &amp;amp; tax related costs are around $5,900. That's between 6% &amp;amp; 7% of my income. Certainly no bargain.</description>
      <pubDate>Fri, 30 Oct 2009 13:00:25 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/how-do-your-property-taxes-stack-up/1132/#18205_88046</guid>
      <dc:date>2009-10-30T13:00:25Z</dc:date>
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    <item>
      <title>I CAN HELP YOU WITH FUNDING.</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/can-i-get-a-loan-modification-if-i-have-two-homes/1072/#17721_87826</link>
      <description>Description:&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Hello. I am Mr Garry Merder the CEO of Garry Merder Financing.I am recognised world wide as the loan giant because of the satisfaction i render to my customers when it comes to business transaction.I give out loan at a low rate of 3% to individuals,business firms, companies or loans for any purpose.So if you need a guarantee and fast loan then contact me today via email on garrymfinancing@gmail.com</description>
      <pubDate>Thu, 29 Oct 2009 18:10:40 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/can-i-get-a-loan-modification-if-i-have-two-homes/1072/#17721_87826</guid>
      <dc:date>2009-10-29T18:10:40Z</dc:date>
    </item>
    <item>
      <title>RE: Housing Price Index: Market Bottom Is a Long Way Off</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/housing-price-index-market-bottom-is-a-long-way-off/475/#12866_86958</link>
      <description>&amp;lt;a href=&amp;quot;http://money.cnn.com/2009/10/20/real_estate/home_price_f&amp;quot; target=&amp;quot;_blank&amp;quot;&amp;gt;http://money.cnn.com/2009/10/20/real_estate/home_price_f&amp;lt;/a&amp;gt;&amp;lt;br&amp;gt;orecast/index.htm &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Bottom still 2 years out, another 20+% drop expected in LA... &amp;lt;br&amp;gt;wait for it ... to about 250k! OC will be a bit higher but now &amp;lt;br&amp;gt;we are see the defaults climb out of the low end with the &amp;lt;br&amp;gt;bulk in higher priced homes, likely to let some air out of prices &amp;lt;br&amp;gt;in OC and other premium areas as those foreclosures hit the &amp;lt;br&amp;gt;market. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Just don't think generational wealth transfer can support &amp;lt;br&amp;gt;prices in a county of 3 million residents.</description>
      <pubDate>Sat, 24 Oct 2009 21:38:02 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/housing-price-index-market-bottom-is-a-long-way-off/475/#12866_86958</guid>
      <dc:date>2009-10-24T21:38:02Z</dc:date>
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    <item>
      <title>RE: Three Million Mortgages Still Need to be Modified</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/three-million-mortgages-still-need-to-be-modified/726/#16258_85804</link>
      <description>I can only do 5 a day at federaloansavers@gmail.com,  Email me and I will do my best to help...........</description>
      <pubDate>Tue, 20 Oct 2009 04:20:05 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/three-million-mortgages-still-need-to-be-modified/726/#16258_85804</guid>
      <dc:date>2009-10-20T04:20:05Z</dc:date>
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    <item>
      <title>RE: Three Million Mortgages Still Need to be Modified</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/three-million-mortgages-still-need-to-be-modified/726/#16258_85803</link>
      <description>Because then they would not get the credit from the gov as using that money for &amp;quot;Modifications&amp;quot;. That is why we gave then 1/4 of the billions, and they are being audited on how many they are helping.</description>
      <pubDate>Tue, 20 Oct 2009 04:18:35 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/three-million-mortgages-still-need-to-be-modified/726/#16258_85803</guid>
      <dc:date>2009-10-20T04:18:35Z</dc:date>
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    <item>
      <title>RE: Can I Get a Loan Modification if I have Two Homes?</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/can-i-get-a-loan-modification-if-i-have-two-homes/1072/#17721_85802</link>
      <description>Yes, Contact me at jeffluther1@gmail.com, www.fedls.com and enter Jeffrey Luther as referring agent and I will help you submit papers to get it done with an attorney. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Also email me at federaloansavers@gmail.com</description>
      <pubDate>Tue, 20 Oct 2009 04:15:53 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/can-i-get-a-loan-modification-if-i-have-two-homes/1072/#17721_85802</guid>
      <dc:date>2009-10-20T04:15:53Z</dc:date>
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    <item>
      <title>RE: New (October) Report Card for 'Good' and 'Bad' Mortgage Lenders</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/new-october-report-card-for-good-and-bad-mortgage-lenders/1043/#17635_85396</link>
      <description>Ms. Rogers:&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Try running your Top Ten &amp;quot;Heroes&amp;quot; through dockets.justia.com, see just how much litigation has been filed against each one just at the FEDERAL level over the years, and then come back and tell me if you still think that any of them deserve to be called &amp;quot;heroes&amp;quot;. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Reason I say this, I've been fighting a fraudulent foreclosure on my home in NH for what is now my ninth year. I am one of more than 281,000 FTC-certified victims of #7 &amp;quot;hero&amp;quot; from back when they were known as Fairbanks Capital Corp.&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;Mike Dillon&amp;lt;br&amp;gt;Manchester, NH&amp;lt;br&amp;gt;www.getdshirtz.com</description>
      <pubDate>Fri, 16 Oct 2009 20:04:08 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/new-october-report-card-for-good-and-bad-mortgage-lenders/1043/#17635_85396</guid>
      <dc:date>2009-10-16T20:04:08Z</dc:date>
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    <item>
      <title>RE: Luxury Real Estate Tips from Million-Dollar Listing's Madison Hildebrand</title>
      <link>http://moneywatch.bnet.com/saving-money/blog/ask-agent/luxury-real-estate-tips-from-million-dollar-listings-madison-hildebrand/1022/#17461_84467</link>
      <description>@scottsdaledealfinder, it is like looking in a rose-colored mirror, isn't it? I feel like the Million-Dollar Listing life is a lot like my life, but with all the paperwork cut out. &amp;lt;br&amp;gt;&amp;lt;br&amp;gt;How's your market in Scottsdale?&amp;lt;br&amp;gt;&amp;lt;br&amp;gt;ali</description>
      <pubDate>Mon, 12 Oct 2009 15:43:14 GMT</pubDate>
      <guid>http://moneywatch.bnet.com/saving-money/blog/ask-agent/luxury-real-estate-tips-from-million-dollar-listings-madison-hildebrand/1022/#17461_84467</guid>
      <dc:date>2009-10-12T15:43:14Z</dc:date>
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