Question-and-Answer Session
Operator
(Operator Instructions) Your first question comes from John Pancari from JPMorgan.
John Pancari - JPMorgan
Can you give a little more detail on your delinquencies? I believe you indicated the past dues in totals, but obviously just wondering are they for all past dues from 30 days up, or do you have the breakout for the 30 days versus the 90 plus?
Dick Evans
To answer the first part of your question, it is 30 days up and I’m reaching for the 90 days. You will recall, did you understand, at year end it's typical that sometimes you get a little jump, and that was $20 million. The other $20 million was related primarily to an account that we removed, and two potential problems, and it's that $15 million that I talked about. If you look at the numbers, 90 days, and over it was $19 million of the $121 million.
John Pancari - JPMorgan
Okay.
Dick Evans
Does that answer your question?
John Pancari - JPMorgan
That does. Okay. And then Dick, can you give--
Dick Evans
Just for clarification you probably have this, that's up about $5 million from where it was last quarter the over 90 days, over last year, I'm sorry. Last year.
John Pancari - JPMorgan
Okay. And can you give me the numbers again for the potential problem loans?
Dick Evans
The potential problem loans were $50.8 million, up from $42.4 million. I will point out to you that increase is two borrowers. Interesting enough, the one is a pizza franchise, which is quite frankly at the right part of the business in an economic slowdown.
This happens to be a one price or you can eat type of franchise. They have been working most of the year on a sale. The sale fell through because of the capital markets. Which quite frankly is kind of a theme that you will see going through a lot of what’s happening.
The good news is, is cash flowing. I wish it wasn’t quite as tight, but it is cash flowing positive. So, that's $19 million of the increase. And then there is a collection agency that also was selling its portfolio that fell through and that's a $11 million of the increase. I'm talking about potential problems.
John Pancari - JPMorgan
Okay. And the past dues, you identified a large credit there. What was that one? What industry?
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