Earnings Call Excerpt
Sterling Bancshares, Inc. (SBIB)
Q4 2007 Earnings Conference Call
January 29, 2008, 11:00 AM ET
Executives
J. Downey Bridgwater - Chairman of the Board, President and Chief Executive Officer
Zach L. Wasson Jr - Executive Vice President and Chief Financial Officer
Graham B. Painter - Executive Vice President and Director of Corporate Communications
Analysts
John Pancari - JP Morgan
David Bishop - Stifel Nicolaus.
Charles Ernst - Sandler O'Neill.
Brent Christ - Fox-Pit.
John Arfstrom - RBC Capital Markets.
Erika Penala - Merrill Lynch
Bryce Rowe - Robert W. Baird.
Terry McEvoy - Oppenheimer & Company.
Presentation
Operator
Ladies and gentlemen, thank you for standing by. And welcome to the Fourth Quarter 2007, Sterling Bancshares Earnings Release. At this time, all participants are in a listen-only mode, and later we will conduct a question-and-answer session with instructions being given at that time. (Operator Instructions). As a reminder, today's conference is being recorded. I would now like to turn the conference over to your host Mr. Graham Painter. Please go ahead sir.
Graham B. Painter - Executive Vice President
Thank you, operator and good morning everyone. I am Graham Painter, Executive Vice President, Corporate Communications. This morning Sterling Bancshares released results for the fourth quarter and year-ended December 31, 2007. To discuss those results with you today are Downey Bridgwater, Chairman, President and Chief Executive Officer and Zach Wasson, Exectuive Vice President and Chief Financial Officer.
Before we begin and I turn the call over to Downey, I'd like to remind everyone that the
Safe Harbor statement included in today's earnings release. The Private Securities Litigation Reform Act of 1995 provides a safe harbor for certain forward looking statements including statements made during the course of today's conference call. These forward looking statements are based on the Company’s current expectations and believes concerning future developments and their potential affects on the company.
There can be no assurance that future developments affecting Sterling will be those anticipated by the company. Factors that could cause actual results to differ from those projected in the forward looking statements are set forth for today's earnings release, which is been posted on the investor relations page of our website at www.bancsterling.com.
On today's call our speakers may reference ceratin non-GAAP financial measures which we believe provide useful information for investors. If necessary we'll post reconciliations of these non-GAAP numbers to GAAP results on the investor relations page of the website.
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