Earnings Call Excerpt
National Penn Bancshares, Inc. (NPBC)
Q1 2008 Earnings Call
April 17, 2008, 1:00 pm ET
Executives
Michelle Dobrowski, Investor Relations Officer
Glenn Moyer - President and Chief Executive Officer
Scott Fainor - Chief Operating Officer
Michael Reinhard - our Chief Financial Officer
Presentation
Michelle Debkowski - Investor Relations Officer
Thank you and good afternoon this is Michelle Debkowski. Welcome to National Penn Bancshares First Quarter of 2008 earnings web cast. Questions will be accepted during the webcast via e-mail. Please use the e-mail button located on the conference call screen to ask your question. Due to time constraints, we may not be able to get to all of your e-mails. Additionally, as we review questions received, we may combine questions that raise similar issues or can otherwise be combined for comments.
As part of our web cast presentation we will see that there are slides with financial highlights available for your independent review. The presentation and slides will be available on our web site as well as filed on Form 8-K with the Securities and Exchange Commission following our web cast.
This presentation contains forward-looking information that is intended to be covered by the Safe Harbor or forward-looking statement provided by the Private Securities Litigations Reform Act of 1995. Many of these factors are listed on the slide on your screen. I give you a moment to review the slide.
I will now turn today’s presentation over to Glenn Moyer, our President and Chief Executive Officer. Glenn?
Glenn Moyer - President and Chief Executive Officer
Thank you, Michelle. Joining me today is Scott Fainor, our Chief Operating Officer and Michael Reinhard, our Chief Financial Officer. I will start the call today by reviewing highlights from our first quarter of 2008 earnings release which is available on the Investor Relations section of our website.
Earlier today we included the press release in a report on Form 8-K that we filed with the Securities and Exchange Commission. Mike Reinhard will provide an overview of our financials. Scott Fainor, will review our loan and deposit growth, credit quality and the KNBT integration, I will than wrap up with some concluding comments.
Beginning with financial highlights, I would like to note that our financial results for the first quarter 2008 include Christiana Bank and Trust as of January 4 and KNBT Bancorp as of February 1st. The addition of Christiana and KNBT has significantly changed our financial statements.
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