Question-and-Answer Session
Operator
(Operator Instructions). Alright, it looks maybe our first question comes from Jim Bradshaw. Please go ahead.
Jim Bradshaw
Good morning.
Michael Blodnick
Hi Jim.
Jim Bradshaw
Hi Mick. Couple of questions, could you talk about the change in non-performers this quarter where that came from on a geography basis?
Michael Blodnick
Well on a geographical perspective we saw NPA's in not all the banks of course, not all 11 banks had increases, some actually had decreases in non-performers, but let me describe my CD rate. Barry, you want to go through that with Jim or?
Barry Johnston
Sure I can go through that. You got game for ready Jim.
Jim Bradshaw
I am ready, yes.
Barry Johnston
Okay. As noted in as we expected with as Mick mentioned, the past two trends are where seeing, and the last quarter of a 2007 definitely translated into some increase in non-performing assets and as we have been mentioning we fully anticipated increase. Just by geographic area, I will give you last quarter's by bank and this quarter's by bank numbers and that will give you a good idea of where the growth is coming from.
First bank of Montana and Lewistown. Montana went from 410,000 down to 163, Western Security Bank went from some 2.3 million down to 1 million 985, Citizens Community Bank went from 432,000 to million 307, that will make Helena went from 28,000 to 150,000, Big Sky Western Bank in Bozeman went from million 186 to 4 million 137 that was primarily in one credit we will talk a little bit about that later. First National Bank of Morgan went from 245,000 to 789, First Bank in Lewistown, Wyoming went from 753 to 3 million 5,000 and given that was centered only one credit we will mention that. Mountain West Bank was of course is where we fully anticipated the large increase and that's primarily centered in a lot small individual builders, they went from 1 million 876 to 9 million 411,000. Glacier Bank of Kalispell went from 598,000 to 358,000, Glacier Bank of Whitefish went from 256,000 to 2 million 349 and that increased 2,000 again in one credit. First Security Bank went from – and Missoula, Montana went from 5 million 233 to 5 million 720, and over all event from the 13 million 288 to what my number is 29 million 377 what you have in the press announcement is a number net of the SPA guarantees the difference is about 815,000.
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