Earnings Call Excerpt
Hartford Financial Services (HIG)
Q1 2008 Earnings Call
April 29, 2008 10:00 am ET
Executives
Ramani Ayer – Chief Executive Officer
Thomas M. Marra – President, Chief Operating Officer
Neal S. Wolin – President, Chief Operating Officer
David M. Johnson – Executive Vice President, Chief Financial Officer
John C. Walters – Co-Chief Operating Officer
Lizabeth H. Zlatkus – Co-chief Operating Officer
David M. Znamierowski – Chief Investment Officer
Kim Johnson – Investor Relations
Analysts
Tamara Kravec – Banc of America
Alain Karaoglan – Banc of America
Joshua Shanker – Citigroup Global Markets, Inc.
Tom Gallagher – Credit Suisse
Darin Arita – Deutsche Bank Securities, Inc.
Gary Ransom – Fox-Pitt, Kelton Inc.
Bob Glasspiegel – Langen McAlleney
Ed Spehar – Merrill Lynch
Nivel Dally – Morgan Stanley
Andrew Kligerman – UBS Warburg LLC
Charlie Gates – Credit Suisse
Joss Smith – TIAA Chris
Dan Johnson – Citadel Investments
Mark Finkelstein – Fox-Pitt, Kelton Inc.
Al Coppersino – Maddox Investments
Presentation
Kim Johnson
Please note that we will make certain statements during this call that should be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. These include statements about the Hartford’s future results of operations. We caution investors that these forward-looking statements are not guarantees of future performance and actual results may differ materially. Investors should consider the important risks and uncertainties that may cause actual results to differ, including those discussed in our press release issued yesterday, our quarterly report on Form 10Q for the quarter ended March 31st, 2008, our 2007 annual report on Form 10K, and other filings we make with the Securities and Exchange Commission. We assume no obligation to update this presentation which speaks as of today’s date.
The discussion in this presentation of The Hartford’s financial performance includes financial measures that are not derived from generally accepted accounting principles, or GAAP. Information regarding these non-GAAP and other financial measures is provided in the investor financial supplement for the first quarter of 2008 and our press release we issued yesterday, and in the investor relations section of The Hartford’s website at www.thehartford.com.
Now I’d like to turn it over to The Hartford’s chairman and CEO, Ramani Ayer.
Ramani Ayer
Thank you, Kim. Good morning, everyone, and thank you for joining us today. I’ll open up our discussion today and turn it over to Tom Marra, who will provide more colour on our first quarter operating performance, and we’ll conclude with David Johnson’s comments on our investment portfolio, our 2008 outlook, and capital position before we open up for Q&A.
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