Question-and-Answer Session
Operator
(Operator Instructions) Your first question comes from the line of David Lewis with Raymond James. Your line is open.
David Lewis - Raymond James
Good morning. Thank you. I've got a number of questions. Let me just ask a couple and I'll re-queue. First, Bob, has there been any changes in the competitive environment over the past six months in Florida, as well as some of the other markets? And in MAG Mutual still as aggressive as they've been in Florida in the first quarter, or is that slowing down possibly because of their limited capital position?
Bob White
David, in terms of the competitive environment overall in the states we're in, the only change that we've seen is the aggressive reentry of AIG into almost all the markets that we're active in. Their presence wasn't felt as strongly in the past as it has been during the time since the first quarter started, so that's a change, and otherwise things pretty much remain the same.
MAG Mutual is still fairly aggressive. We do detect a little bit of less aggressiveness on their part, but they're still very active and still somewhat aggressive.
David Lewis - Raymond James
That's helpful. Just back to AIG, I mean, AIG is traditionally focused on the hospital side of the business. Does that mean they're coming into individual practitioners?
Bob White
Not individual practitioners, David, as much as we're talking about large groups. In the last year or so, pretty much for the last two years, they've been very quiet on that front and just since the first of the year, actually, it began at the end of 2007, we began to see them quoting larger groups. In fact, we had a shot at a very, very large group in Arkansas during the first quarter that really would have been a nice gain for us, and they came in and undercut us by 30%. That's how aggressive they are.
David Lewis - Raymond James
Wow. Bob, maybe talk a little bit about opportunities to potentially gain market share outside of Florida, if you would, please.
Bob White
Well, we continue to focus on areas outside of Florida for First Professionals and also APAC. APAC, we think is a good opportunity for growth. The platform is in more states than First Professionals is. It's underserving a number of the states that it's in, so for the past four or five months, we've been embarked very heavily on a campaign to heighten folk's awareness with APAC's presence in the markets that have served that side of Florida. We're beginning to see some small returns there. And we also still like Georgia a great deal for both APAC and First Professionals, and are working hard there to try to grow the book.
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