Earnings Call Excerpt
First Horizon National Corporation (FHN)
Q2 2008 Earnings Call Transcript
July 17, 2008 9:00 am ET
Executives
Dave Miller – IR
Jerry Baker – President and CEO
Greg Olivier – Chief Compliance Officer
Bryan Jordan – EVP and CFO
Analysts
Steven Alexopoulos – J.P. Morgan
Kevin Fitzsimmons – Sandler O'Neill & Partners
Paul Miller – Friedman, Billings, Ramsey & Co.
Anthony Davis – Stifel Nicolaus & Company, Inc.
Christopher Marinac – Fig Partners
Ken Zerbe – Morgan Stanley
Heather Wolf – Merrill Lynch
Tom Purcell – Viking Global Investors
Eric Wasserstrom – UBS
Bob Patten – Morgan, Keegan & Company
Presentation
Operator
Good day and welcome to this First Horizon National Corporation’s Second Quarter Earnings Conference Call. Today's call is being recorded. In addition, you can listen simultaneously at www.fhnc.com at the Investor Relations link. (Operator instructions) Mr. Miller, you may begin.
Dave Miller
Thank you, operator. Please note that our press release and financial supplement as well as the slide presentation we’ll use this morning are posted in the Investor Relations section of our Web site at www.fhnc.com. Before we begin, we need to inform you that this conference call, which may include guidance, involving significant risks and uncertainties. A number of factors could cause actual results to differ materially from those in the forward-looking information. Those factors are outlined in the recent earnings press releases and more details are provided in the most current 10-Q and 10-K. First Horizon National Corporation disclaims any obligation to update any forward-looking statements that are made from time to time to reflect future events or developments. In addition, non-GAAP financial information may be noted in this conference call. Also, please remember, that this webcast on our Web site is the only authorized record of this call.
This morning’s speakers’ include our CEO, Jerry Baker; our Greg Olivier, and our CFO, Bryan Jordan. With that I’ll turn it over to Jerry.
Jerry Baker
Thank you, Dave, and good morning. Given the turmoil in the market through yesterday, we determined that it was appropriate to release earnings earlier than planned, so we did that last evening rather than wait until Thursday. As always on these calls, we will discuss our strategic direction and review our financial performance trends, and given the importance of providing clear direction regarding managing asset quality, Greg Olivier will review current asset quality trends. At the end of our formal comments, Bryan, Greg, Dave and I will take your questions.
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