Question-and-Answer Session
Operator
Thank you. (Operator Instructions) Our first question comes from Steve Moss from Janney Montgomery. Your line is open.
Steve Moss - Janney Montgomery Scott LLC
Good morning, guys. Nice quarter. Hello?
Operator
Hold on one moment. I think we lost them again.
Mark Tryniski
Steve? Hello?
Operator
Here we go.
Mark Tryniski
All right. Okay.
Steve Moss - Janney Montgomery Scott LLC
Good morning, guys.
Mark Tryniski
Good morning.
Scott Kingsley
Good morning, Steve.
Steve Moss - Janney Montgomery Scott LLC
Okay. Nice quarter.
Mark Tryniski
Thank you.
Scott Kingsley
Thank you, Steve.
Steve Moss - Janney Montgomery Scott LLC
I just want to touch on the consumer loan growth and business loan growth in the quarter, if you could give a little extra color there?
Scott Kingsley
Okay. Well, Steve, on the business lending side, actually that was our third consecutive quarter where the growth rate was a little over 1% on a linked quarter basis. And, again, I think we are seeing that in all of the attributes of the business lending portfolio we are servicing. There is nothing in terms of a concentration. We had good growth in all three of our regions on the commercial lending side in the first half of the year. So, I don't think there is anything too substantial to remark on, relative to that.
On the consumer installment side, we had excellent growth across all of our products, again, in the second quarter there with really, actually, a very good quarter in our indirect auto business. During the quarter, the growth rate there was certainly higher than we saw in the first quarter, but, as you remember, that portfolio tends to be very seasonably orientated in that we write most of our new business in the second and third quarters and the first quarter and the fourth quarter are actually usually either flat or down on a comparative basis.
Steve Moss - Janney Montgomery Scott LLC
Okay. And as of quarter end, what percentage of your consumer installment is indirect auto?
Scott Kingsley
Just to give you a little breakdown, Steve, if you looked at the $895 million of consumer installment, you would find that $270 million of that is home equity. About $475 million is indirect and that's indirect auto. And the other $150,000 would be branch-based direct lending programs. Could be auto related, could be some other products, but those would have been originated directly out of the branches.
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