Earnings Call Excerpt
Canadian Imperial Bank of Commerce (CM)
F3Q08 Earnings Call
August 27, 2008 4:30 pm ET
Executives
John Ferren - Vice President Investor Relations
Gerry McCaughey - President, Chief Executive Officer and Director
David Williamson - Chief Financial Officer
Tom Woods - Senior Executive Vice President and Chief Risk Officer
Sonia Baxendale - Senior Executive Vice President - Retail Markets
Richard Nesbitt - Chief Executive Officer of CIBC World Markets
Analysts
Darko Mihelic - CIBC World Markets
Ian De Verteuil - BMO Capital Market
Mario Mendonca - Genuity Capital Markets
Sumit Malhotra - Merrill Lynch
Michael Goldberg - Desjardins Securities
Brad Smith - Blackmont Capital
Jim Bantis - Credit Suisse
Presentation
Operator
Welcome to the CIBC third quarter results conference call. (Operator Instructions) I would now like to turn the meeting over to John Ferren, Vice President, Investor Relations.
John Ferren
The purpose of our conference call this afternoon is to discuss CIBC’s third quarter results, released earlier today. The call is being audio webcast and will be archived later this evening on cibc.com. This afternoon, CIBC’s senior management team will discuss our third quarter results and provide an update on CIBC’s business priorities. The investor presentation for today’s discussion is available on our website. Following the formal remarks there will be a question-and-answer session and I would ask that you limit your questions to one or two and then re-queue so that we can get to as many of you as possible.
Before we begin, let me remind you that any individual speaking on behalf of CIBC on today’s call may make forward-looking statements that are subject to a variety of risks and uncertainties. Certain material factors or assumptions may be applied, which could cause CIBC’s actual results in future periods to differ materially from the conclusions, forecasts or projections in these forward-looking statements. For more information, please refer to the note about forward-looking statements in today’s press release. With that, let me now turn the meeting over to CIBC’s President and Chief Executive Officer, Gerry McCaughey.
Gerry Mccaughey
Before I begin, let me remind you that my comments may contain forward-looking statements and actual results could differ materially. This afternoon, I will review CIBC’s third quarter results. Following my remarks our Chief Financial Officer, David Williamson and our Chief Risk Officer, Tom Woods will provide the financial and risk review. Sonia Baxendale will then cover the Retail Markets business and Richard Nesbitt will discuss World Markets.
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